As an investment company, we work with purchasers who have varying amounts of experience in buying real estates and acquiring mortgages. As commonly known, the mortgage loan process is a complex system and very rarely goes without glitches. At Angera, we demystify the process and do most of the heavy lifting for the client-borrower. We believe that helping buyers is what investment company is all about, and mortgage information is a very important part of that.
• The applicant should file mortgage request directly at our bank for financing support or issue a letter of proxy for a lawyer/individual in Turkey authorized to use loans and sign loan contracts. • The application documents to be submitted should be issued in the official language of applicant’s country of origin. • Issued in abroad, these documents are required to be certified by the authorized bodies in the country of issue and bear an “apostille” confirming that they are duly issued. The apostille is valid for the member states of the 1961 Hague Convention. • Documents bearing an apostille should be translated into Turkish by sworn translators in Turkey and the translations should be certified by a notary public office. • If the country of origin (like United Arab Emirates) is not a party to the above-mentioned Convention for apostilles, the documents issued in the official language of that country should be certified first by the Ministry of Foreign Affairs and then by Turkish Consulate. • The certified documents should be translated into Turkish by sworn translators in Turkey and the translations should be certified by notary. • As per the procedures and principles specified in the national regulations pertaining to the real estate acquisition by foreigners, the applicant is required to receive permission from the relevant authorities before the sale is performed in the directorate of land registry. • Real estates bearing the ‘sales unavailable to foreigners’ note are out of coverage.
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